Self-Help Credit Union

The nonprofit Center for Community Self-Help (or Self-Help) combines several organizations that together provide financing, technical support, consumer financial services and advocacy for those left out of the economic mainstream. These entities include: Self-Help Credit Union, Self-Help Federal Credit Union, Self-Help Ventures Fund and the Center for Responsible Lending. Since Self-Help's founding in 1980, the organization has reached out particularly to female, low-income, low-wealth, rural and minority communities across North Carolina, Washington D.C., California and many other states. We help borrowers nationwide build wealth by providing fair and responsible loans to businesses, consumers and prospective homebuyers. We strengthen under-served communities by financing nonprofits, child care centers, community health facilities, public charter schools, and residential and commercial real estate projects. We provide responsible financial services through our network of state- and federally-chartered credit unions. Over time we have demonstrated that low-income borrowers pose no greater credit risk than other borrowers. Our borrowers have proven their determination to repay their loans, build their businesses, improve their communities, and build wealth through home ownership and home equity.