Charlotte Kania - First Affirmative Financial Network

Charlotte Kania uses an asset allocation approach in a nurturing and supportive environment to help investors understand the variety of investment options available, which would reflect the individual's personal values and financial needs. In her work with investors, Charlotte develops relationships that go beyond superficial discussions of mutual funds, stocks and bonds, etc. Her real mission is assisting investors to move toward a financial wellness, or financial healing if necessary. By helping them identify their desires for themselves and the world, together a financial plan is co-created to balance all their concerns. Developing the Client Relationship. Charlotte offers a complementary initial consultation to discuss your financial needs and social goals, as well as the scope of the services she provides. During this first meeting, the available options, costs and fees involved will be discussed. As a fee-based advisor, she works with people of all income and asset levels and all walks of life addressing the following: Retirement Planning: personal IRAs and retirement annuities; employment retirement program (401K, 403B, tax deferred annuities, deferred compensation, etc.). College Planning: saving for your children's college and navigating the financial aid system when paying for college education. Insurance: life insurance, long-term care insurance and Medicare Medigap analyses. Investments: A variety of investment choices that utilize mutual funds, stocks and bonds managed by private money managers who are dedicated to socially responsible investing.